When you buy a home or refinance, your lender will talk about setting up an “escrow” account. They may also refer to the charges in that account at “impounds.” If you are new to mortgage loans, you may not understand what these ter
Dec 30, 2020 | Mortgage Advice
As we head into the new year, you might be thinking about buying a new home at some point in 2021. And with interest rates still at historic lows, the time is still right to jump at the opportunity. Keep in mind that, to qualify for a mortgage, your cred
Dec 22, 2020 |
Buying a home or refinancing usually involves taking out the biggest loan of your life. It's important to make sure you understand everything that goes into that mortgage and what will be required of you as a borrower. Here are the most essential ques
Dec 16, 2020 | Mortgage Conventional Loans
We can all agree that 2020 was a crazy year. Luckily, with every new year comes the opportunity to improve, and there’s no better place to focus your efforts than on finances. By setting a budget for the new year and planning fresh financial goals,
Dec 11, 2020 |
Back in the U.S. housing boom in the early 2000s, mortgage money flowed freely, with many borrowers being qualified for more loan than they could actually afford. When the housing bubble burst and the entire economy took a hit, those same home buyers ofte
Dec 09, 2020 | Interest Rates Preapproval Mortgage Advice
With interest rates near all-time lows, now is a perfect time to get a good deal on a mortgage. Of course, every refinance or home purchase loan has borrower requirements to be met, including a decent credit score. How do you know if your credit score is
Dec 02, 2020 |
Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.