As a mortgage lender, I am required to examine my client’s entire financial situation, including any debt. Often I see medical collection debt among the items that can hold a person back from obtaining a loan – or a loan with great t
Oct 28, 2022 |
Long-term mortgage interest rates have more than doubled in the past year and hit 14-year highs as of September 2022. If you bought a home in recent years with an adjustable-rate mortgage (ARM), it probably made a lot of sense at the time and helped you s
Oct 25, 2022 | Interest Rates
The Federal Reserve’s September interest rate hike marks the fifth straight increase in 2022. What does that mean for the mortgage world? Fed Rate Hikes The Federal Reserve is in charge of maintaining a healthy level of inflation and employment in the U.S
Oct 18, 2022 | Interest Rates
In today’s competitive housing market, it is smart to look at all the possible avenues for becoming a homeowner. Especially if you are a first-time buyer or have less-than-perfect credit, it can be difficult to break into the market. One option you could
Oct 11, 2022 | Purchasing a Home
Observations from D.C. Time to Pull the Trigger? By Kim Curtis, President & CEO; Tidewater Home Funding, LLC. Recent CHLA calls have revealed differences of opinion about whether and how CHLA might tee up concerns about the practice
Oct 05, 2022 |
If you are interested in becoming a homeowner, you may want to know how buying a home will affect your annual taxes. There used to be a lot of talk about homeownership tax deductions, so will your taxes go down after buying a house? Here’s the scoop: Afte
Oct 04, 2022 | Purchasing a Home
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