Jennifer Modlin Simpson

NMLS # 1849156

757-366-8690

jsimpson@tidewaterhomefunding.com

Jennifer Modlin Simpson Mortgage Loan Originator

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Closing Costs Estimator Chart

Closing Costs Estimator Chart

When you negotiate a contract and decide on a lender, you should always take into account closing costs and pre-paids. Here's the difference between the two. Below I have pasted a chart for a closing cost estimator. I hope yo

Feb 09, 2015 |

FHA Renovation Program Lunch & Learn Feb 19

FHA Renovation Program Lunch & Learn Feb 19

Feb 03, 2015 |

Student Loans- A Big Reason Millennials Won’t Buy Homes

Student Loans- A Big Reason Millennials Won’t Buy Homes

Student loan debt is one of the biggest reasons millennials struggle to buy homes. However 2015 is expected to be a big year for student loan reform. Right now, the federal Pay As You Earn program allows newer borrowers to cap monthly student debt paymen

Jan 30, 2015 |

Friday FAQ's

Friday FAQ's

We are paying off revolving debt (credit cards).  We still have more we want to pay, but we are not sure if we should close them or not.  What should we do?  If you are looking at a situation where you need to pay off the debt to qua

Jan 30, 2015 |

Friday FAQ's!

We are interested in purchasing a home.  Our current home is for sale and is under contract.  Closing is scheduled on our new home before the closing of our existing home.  How does this affect buying the new house?  You wo

Jan 23, 2015 |

Mortgage Insurance Tax Deductibility

Mortgage Insurance Tax Deductibility

On December 14, 2014, legislation was passed to allow for tax deductibility of mortgage insurance (MI) premiums for qualified borrowers, once again.  The deductibility is effective for purchase and refinance transactions closed after December 31, 20

Jan 23, 2015 |

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