What are Conforming Loan Limits? Conforming loan limits refer to the cap on the size of a mortgage loan that Fannie Mae and Freddie Mac can buy or guarantee. These limits are important because they influence the mortgage
Jan 15, 2025 |
Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r
Dec 19, 2024 | Purchasing a Home
2024 brought notable developments in the mortgage industry, influenced by advocacy efforts, economic shifts, and evolving regulations. As 2024 wraps up, these changes refl
Dec 18, 2024 |
There are an array of mortgage loans designed to fit the needs of the majority of borrowers. But what if you don't fit into the majority for one reason or another? This is where Non-Qualified Mortgage (Non-QM) loans come into the spotlight. These aren&rsq
Dec 17, 2024 | Purchasing a Home
As we head into the New Year, you might be thinking about buying a new home at some point in 2025. Keep in mind, to qualify for a mortgage, your credit profile still matters. Use the tips below to strength
Dec 11, 2024 |
Navigating mortgage options can seem overwhelming, but understanding the key types of loans available can simplify the process and help you make an informed decision. Here’s a clear breakdown of the top five mortgage loans to help you choose the one
Dec 10, 2024 | Purchasing a Home
Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.