Susanna R. Thomson

NMLS # 248243

757-366-8690

sthomson@tidewaterhomefunding.com

Susanna R. Thomson Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

6 Reasons to Become a Homeowner

6 Reasons to Become a Homeowner

Home prices have been on the rise for a while now and news stories abound with first-time homeowners being priced out of the market. As breaking into the housing market seems daunting today, some people may ask themselves if reaching for the goal of homeo

Oct 16, 2019 | First-time Homebuyers Mortgage Advice Purchasing a Home

Visiting Your Childhood Home

Visiting Your Childhood Home

Retracing your steps and considering the road you’ve traveled is often a healthy practice. It reassures, it confirms, and it often helps you move forward. But what about ringing the doorbell on a house you used to live in? What emotions should you p

Oct 10, 2019 |

Can I Refinance with Bad Credit?

Can I Refinance with Bad Credit?

Mortgage interest rates have tumbled in recent months, making refinancing more appealing than ever. As of the latest Mortgage Bankers Association survey, refinance request volume is up 180% over last year. There may be some homeowners who would like to ta

Oct 09, 2019 | Credit Refinancing a Home

Don’t Move Out Before You Sell

Don’t Move Out Before You Sell

You are selling your home but have already moved into your next place. You might think that an empty home would sell faster than a currently lived-in one. It’s more convenient for tours and it’s easier for buyers to picture their own things in

Oct 02, 2019 | Sell

Is a Bigger Down Payment Always Better?

Is a Bigger Down Payment Always Better?

In the homebuying process, if you find yourself in the enviable position of having more cash than needed for a minimum down payment, it may be difficult to know just how much you should put down. A larger down payment can bring plenty of benefits, but is

Sep 25, 2019 | Purchasing a Home Preapproval Mortgage Advice

Can I Get a Mortgage Without a Credit Score?

Can I Get a Mortgage Without a Credit Score?

You need a good credit score to get the best rates on mortgage loans. Less-than-perfect scores will mean higher interest rates and subprime credit scores will make borrowing money very expensive. But what if you have no credit score at all? Is it possible

Sep 18, 2019 | Preapproval Purchasing a Home Credit

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