Susanna R. Thomson

NMLS # 248243

757-366-8690

sthomson@tidewaterhomefunding.com

Susanna R. Thomson Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Everything You Need to Know About Title Insurance

Everything You Need to Know About Title Insurance

Throughout the home buying process, you’ll interact with several different housing professionals. You’ll encounter a title agent near the end of the process during closing, but what exactly is a title agent, title insurance, and why do you need them to bu

Jun 25, 2021 |

What to Do if the Appraisal Comes in Low

What to Do if the Appraisal Comes in Low

You’re in the middle of the home selling process, having accepted a buyer’s offer. But after your house is appraised, the reported value comes back lower than the agreed-upon price. What happens now? Does the deal fall through? In many cases, especially i

Jun 23, 2021 |

How to Protect Your Information When Applying for a Mortgage Online

How to Protect Your Information When Applying for a Mortgage Online

Applying for a mortgage these days can be done with the touch of a button. However, even though the internet makes things extremely convenient, it can also create some challenges, namely the security of your personal information. When you apply for a mort

Jun 16, 2021 |

How to Avoid Delays in Your Home Buying Process

How to Avoid Delays in Your Home Buying Process

In today’s hot seller’s market, it may be difficult to find and buy a home as quickly as you would like. As of February 2021, the average mortgage loan took 53 days to complete from start to finish. If you add in time for property search and making offers

Jun 09, 2021 |

Pursuing Dreams of Homeownership with Debt Management

Pursuing Dreams of Homeownership with Debt Management

We’re on a mission to change the world of mortgages and empower you to believe that you can buy a home. It should be exciting, not anxiety inducing. We understand that you may be dealing with things that feel overwhelming, like debt. But we’re here to tel

Jun 08, 2021 |

Can I Buy a Home with Bad Credit?

Can I Buy a Home with Bad Credit?

Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find when they che

Jun 02, 2021 |

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