Susanna R. Thomson

NMLS # 248243

757-366-8690

sthomson@tidewaterhomefunding.com

Susanna R. Thomson Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Home Buyer Q & A

• I am a first-time homebuyer, I don't have any money for a down payment, what are my options? If you are looking to purchase property in Virginia, the Virginia Housing and Development Authority (VHDA) offers an FHA Plus program where no do

Mar 19, 2012 |

Home Buyer Q & A

• I am interested in refinaning or buying a new home. I have an old tax lien on my credit report, and it looks like one of the agencies is still reporting it as having a balance, what do I do? When the tax lien was released, you should have rece

Mar 09, 2012 |

Home Buyer Q & A

• We would like to refinance, but we think we are upside down. We owe about 700,000 on our mortgage and most of what is selling in our neighborhood is in the mid 600's. We have cash to right our equity position, but we are hoping to put as littl

Mar 05, 2012 |

Jennifer Keenan rejoins Tidewater Home Funding, LLC

Jennifer Keenan rejoins Tidewater Home Funding, LLC

Jennifer Keenan rejoins the team of mortgage professionals at Tidewater Home Funding, LLC as Senior Mortgage Consultant. Keenan has over eight years of mortgage lending experience, and will assist in business development with REALTOR®, builder and ban

Mar 05, 2012 |

Home Buyer Q & A

• We are looking at buying a lot and would like to build. Please explain to me, what is acquisition cost? The acquisiton cost is the cost of construction plus the cost of the lot. So, if it costs $300,000 to build your home and the lot cost is $

Feb 27, 2012 |

203K Renovation Loan Q & A

203K Renovation Loan Q & A

Scenario: Streamline 203K purchase loan has closed. The contractor has completed the first phase of work, and the estimated work was OVER budgeted by $200.00. What this means is that there is $200 unused money… Question: Can the borrower

Feb 27, 2012 |

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