Michelle Phillips

NMLS # 257767

757-366-8690

mphillips@tidewaterhomefunding.com

Michelle Phillips Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Should I Pay Off My Mortgage with My 401(k)?

Should I Pay Off My Mortgage with My 401(k)?

The COVID-19 crisis has left millions of Americans unemployed and uncertain of how to make their mortgage payments and other debt obligations. In response to the need for emergency funds, the government created the Coronavirus Aid, Relief, and Economic Se

Nov 04, 2020 | Mortgage Advice

Prepare For These Unforeseen Homebuying Costs

Prepare For These Unforeseen Homebuying Costs

If you’re getting ready to buy a home, you’ve probably been saving for your down payment and are accounting for your new mortgage loan and the monthly payments that go along with it. But it might actually be the smaller, surprise expenses that

Oct 30, 2020 |

Happy Halloween

Happy Halloween

All of us at Tidewater Home Funding would like to wish you and your family a safe and Happy Halloween.

Oct 28, 2020 | Purchasing a Home VA Loans Government Loans

Should I Pay Off Student Loans with a Home Refinance?

Should I Pay Off Student Loans with a Home Refinance?

In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but when that ends, some borrowers may be wondering how the

Oct 21, 2020 | Refinancing a Home

How to Make Your Home More Energy Efficient

How to Make Your Home More Energy Efficient

Are you thinking about making your home more energy efficient? You can make both small and big changes to drastically reduce the amount of energy you consume in your home each month, and actually lower your electricity bill! As with most technology, sola

Oct 15, 2020 |

How Often Can I Refinance?

How Often Can I Refinance?

You refinanced your home mortgage a few months ago, but interest rates have dropped dramatically since that time. Or perhaps you have had a financial emergency pop up and it would be really helpful to tap some of your home equity with a cash-out refi. Is

Oct 14, 2020 | Refinancing a Home

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