Michelle Phillips

NMLS # 257767

757-366-8690

mphillips@tidewaterhomefunding.com

Michelle Phillips Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

New Homeowner Checklist: Essential Things to Do After Buying Your Dream House

New Homeowner Checklist: Essential Things to Do After Buying Your Dream House

                  Congratulations on your new home! As exciting as it is to be a new homeowner, it can also be overwhelming. To help you get started, we've put together a checklist of things to do once you buy a new house:   Change the locks: For safety

Mar 21, 2023 |

7 Tips to Help You Save for a Mortgage Down Payment

7 Tips to Help You Save for a Mortgage Down Payment

                  Buying a home is a significant financial investment, and one of the biggest challenges for many first-time homebuyers is saving up for a down payment. A down payment is the amount of money you put down upfront when you purchase a home, a

Mar 21, 2023 |

What is a Loan Estimate?

What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma

Mar 21, 2023 | Purchasing a Home

MBSQuoteline Friday Newsletter

      MortgageTime™ by MBSQuoteline Mortgage Market News for the week ended March 17, 2023         Bank Troubles   Troubles in the banking sector in the US and Europ

Mar 17, 2023 |

What Fees are Included in Mortgage Closing Costs?

What Fees are Included in Mortgage Closing Costs?

When you buy a home or refinance your mortgage, you should expect to pay closing costs. What are these fees and what is it you are paying for? Closing Costs Defined Closing costs are charges for basically all the services it takes to put together a mortga

Mar 14, 2023 | Purchasing a Home

MBSQuoteline Friday Newsletter

        MortgageTime™ by MBSQuoteline Mortgage Market News for the week ended March 10, 2023         Mixed Labor Market Data   Smaller than expected wage inc

Mar 10, 2023 |

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.

 

APPLY NOW