Michelle Phillips

NMLS # 257767

757-366-8690

mphillips@tidewaterhomefunding.com

Michelle Phillips Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Buying a New or Older Home: Weighing the Pros and Cons

Buying a New or Older Home: Weighing the Pros and Cons

Whether you are a first-time home buyer or ready to trade up, you’ll have to choose between a new construction and an existing dwelling. Neither is necessarily better than the other; they offer different benefits and challenges. Here’s a guide

Oct 17, 2023 | Purchasing a Home

A Message from President and CEO, Kim Curtis

A Message from President and CEO, Kim Curtis

                  To our dedicated team members, valued customers, and business partners,   The year 2023 will forever be imprinted on our lives, the lives of our children, and future generations. The rece

Oct 12, 2023 |

Navigating Mortgage Opportunities for Veterans and Service Members

Navigating Mortgage Opportunities for Veterans and Service Members

For those who have fearlessly defended our nation, the battle to secure a place to call home shouldn't be burdened by unnecessary financial shackles. Veterans and service members are armed with a unique set of mortgage options tailored to their needs. Amo

Oct 10, 2023 | VA Loans

Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments

Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments

Congratulations on taking the step of becoming a homeowner! Let’s be honest - the journey to paying off your mortgage can sometimes feel never ending. What if there was a way to make that journey a bit shorter and save some money in the process? It&

Oct 03, 2023 | Purchasing a Home

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Are you dreaming of owning your very own slice of heaven – your own home? Well, guess what? The path to making that dream a reality involves some important choices, like picking the right mortgage term. A mortgage is like a magic key that unlocks yo

Sep 26, 2023 | Purchasing a Home

Understanding Loan Estimates: Your Key to Smart Homebuying

Understanding Loan Estimates: Your Key to Smart Homebuying

          What is a Loan Estimate?  Congratulations, you've decided to buy a home! One of the most important documents you'll encounter in your homebuying journey is the Loan Estimate, commonly known as the LE. But what is it

Sep 25, 2023 |

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