Michelle Phillips

NMLS # 257767

757-366-8690

mphillips@tidewaterhomefunding.com

Michelle Phillips Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Market Update - 'bull' market since 1982

Market Update - 'bull' market since 1982

Is the “bull” Bond Market rally over? If all the following conditions are confirmed higher yields are inevitable: 1.The Fed will not undertake another round of quantitative easing 2.The U.S. Economy shifts to a sustainable recovery 3.Chin

Mar 27, 2012 |

Home Buyer Q & A

• I am interested in buying a home. We do not have much money to put down, what are our options? If you have 3.5% to put down, we can look at FHA. But if, you might be able to put 5% down, we would then look at conventional lending. FHA, ef

Mar 26, 2012 |

Home Buyer Q & A

• I am a first-time homebuyer, I don't have any money for a down payment, what are my options? If you are looking to purchase property in Virginia, the Virginia Housing and Development Authority (VHDA) offers an FHA Plus program where no do

Mar 19, 2012 |

Home Buyer Q & A

• I am interested in refinaning or buying a new home. I have an old tax lien on my credit report, and it looks like one of the agencies is still reporting it as having a balance, what do I do? When the tax lien was released, you should have rece

Mar 09, 2012 |

Home Buyer Q & A

• We would like to refinance, but we think we are upside down. We owe about 700,000 on our mortgage and most of what is selling in our neighborhood is in the mid 600's. We have cash to right our equity position, but we are hoping to put as littl

Mar 05, 2012 |

Jennifer Keenan rejoins Tidewater Home Funding, LLC

Jennifer Keenan rejoins Tidewater Home Funding, LLC

Jennifer Keenan rejoins the team of mortgage professionals at Tidewater Home Funding, LLC as Senior Mortgage Consultant. Keenan has over eight years of mortgage lending experience, and will assist in business development with REALTOR®, builder and ban

Mar 05, 2012 |

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