Michelle Phillips

NMLS # 257767

757-366-8690

mphillips@tidewaterhomefunding.com

Michelle Phillips Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Stay Alert for Severe Weather This Season

Stay Alert for Severe Weather This Season

The Outer Banks and Hampton Roads communities have already experienced some very extreme weather this summer, with Arthur being the first named storm of the Atlantic hurricane season.  It is the earliest in the season a hurricane has made landfall in

Jul 14, 2014 |

Reality of the Current Housing Market

Reality of the Current Housing Market

Jann Swanson, of Mortgage News Daily, recently reported that home buyers and sellers are not necessarily on the same page when it comes to the realities of today's housing market.  Jann reports: A recent survey by Redfin, the Seattle-based real

Jul 10, 2014 |

The Simplest Explanation of the Mortgage Process

The Simplest Explanation of the Mortgage Process

I know the mortgage process is confusing, especially for first-time homebuyers. So I think it's helpful to clearly explain all the steps. Step 1: Pre-Approval/Application -- Before you can obtain a home loan, you must be approved for one. Pre-ap

Jul 09, 2014 |

Tax Free Savings Plans to Assist First-Time Homebuyers in Virginia

Tax Free Savings Plans to Assist First-Time Homebuyers in Virginia

Lost in the excitement of last week's holiday weekend and the pending threat of a hurricane, a new Virginia state law took effect, aimed at helping first-time homebuyers.  HB331 allows Virginians to set aside up to $50,000 for the purchase of a h

Jul 08, 2014 |

Have a Happy and Safe Independence Day

Have a Happy and Safe Independence Day

Jul 03, 2014 |

Friday's FAQ's!

Here is wishing you and yours a very happy 4th of July!!!!  Hopefully, Arthur will make a brief appearance, and the rest of the weekend looks to be beautiful!  Interesting fact as follows: The banking industry has been hit with 9,800 regulation

Jul 03, 2014 |

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.

 

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