Michelle Phillips

NMLS # 257767

757-366-8690

mphillips@tidewaterhomefunding.com

Michelle Phillips Senior Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Here We Grow Again...On the Peninsula!

Here We Grow Again...On the Peninsula!

Tidewater Home Funding is excited to announce the recent move to our new location on Jefferson Avenue in Newport News.  The newly renovated office will provide a wonderful environment for our staff and customers, with a larger reception area, new mee

Oct 07, 2014 |

Cross joins Tidewater Home Funding as a Mortgage Loan Consultant

Cross joins Tidewater Home Funding as a Mortgage Loan Consultant

Holly Cross joins Tidewater Home Funding as a mortgage loan officer in the corporate office, located in the Greenbrier area of Chesapeake.  Cross has over 12 years of customer service and sales experience, and entered the mortgage industry in 2006.&n

Oct 06, 2014 |

Friday's FAQ's!

FACT:  Mortgage Insurance companies will now issue conventional mortgage insurance up to a bank-end debt ratio up to 50%, depending upon credit profile.  Hard and fast rule used to be 45%.  Coverage is not necessarily higher for the

Oct 03, 2014 |

Friday's FAQ's!

My mother recently passed away, she had a reverse mortgage on her property.  I would like to buy it.  How does this work?  You need to notify the company that she has passed. The company will give you roughly 30 days to decide w

Sep 26, 2014 |

Simple Suggestions to Dispel the Doldrums

Simple Suggestions to Dispel the Doldrums

Simple Suggestions to Dispel the Doldrums These suggestions came to me through a blog posted by Amara Rose.  They were meant for seniors as a means to help shift those blues that come with more alone time or a stagnant sense of being.  I’

Sep 19, 2014 |

Virginia Beach & Chesapeake Named Best Cities To Live

Virginia Beach & Chesapeake Named Best Cities To Live

Virginia Beach and Chesapeake named to "America's 50 Best Cities To Live" by 24/7 Wall St. The low crime rates and low unemployment rates were both very favorable factors. Both cities also had average commuter times of under 30 minutes. To

Sep 19, 2014 |

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.

 

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