Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Friday's FAQ's!

Please explain the terms of an adjustable rate mortgage (ARM).  The margin is 2.25, caps are 2/2/5, the index is LIBOR and it is a 5/1 ARM.    The rate is fixed for the first five years of the mortgage, and will adjust 1 time at

Jun 16, 2014 |

Happy Father's Day Weekend

Happy Father's Day Weekend

Jun 12, 2014 |

Congratulations Nunley Family

Congratulations Nunley Family

Congratulations to Charlie (pictured: right) & Teri Nunley on the purchase of your new home.  Thank you to Debbie Curling who closed the loan with Basnight & Kinser.  And a special thank you to sr mortgage consultant Michelle Phillips (p

Jun 09, 2014 |

Friday's FAQ's!

We would like to refinance.  We currently have an adjustable rate in the high 2% range along with an equity line.  We would like to consolidate both loans.  We are planning to sell the home in about 3 years, what option do we have? &

Jun 06, 2014 |

Ainslie to Receive LEAD Hampton Roads Honor

Ainslie to Receive LEAD Hampton Roads Honor

Jeff Ainslie, a Tidewater Home Funding Board Member and President of Sales, Operations & Finance for Ainslie Group, will be honored by LEAD Hampton Roads on Thursday, June 19th.  Ainslie will receive the 2014 Visionary Leaders - Distinguished Lea

Jun 05, 2014 |

4 Rules You Must Understand About Down Payments

4 Rules You Must Understand About Down Payments

You may know a home loan requires a down payment and that the amount depends on the loan program you choose.  You may not know all down payments must be properly sourced. What does that mean? - If the money is a gift, you need a letter f

Jun 04, 2014 |

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.

 

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