Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Loan Officer Named Virginia Housing 2022 Bronze Top Producing Loan Officer

Loan Officer Named Virginia Housing 2022 Bronze Top Producing Loan Officer

        Senior Mortgage Advisor with Tidewater Home Funding, LLC., Michelle Phillips (NMLS ID #257767), was awarded Virginia Housing’s 2022 Bronze Top Producing Loan Officer designation. This prestigious award recognizes loan officers who help families ob

Sep 26, 2022 |

Don't Let Rates keep you from Buying or Selling

Don't Let Rates keep you from Buying or Selling

It's no secret that mortgage interest rates have risen this year. Rates have risen almost four percentage points in less than a year. That kind of rate increase can be stressful for home buyers? But what about home sellers? How do increasing rates affect

Sep 20, 2022 | Interest Rates

How A Bridge Loan Can Help You Build a New Home

How A Bridge Loan Can Help You Build a New Home

In today’s housing market with sparse inventory, many people are opting for new builds or even to build their own custom homes.  If you’re interested in building on a piece of property but unsure how to afford the cost until you sell your current home, a

Sep 13, 2022 | Purchasing a Home

Kristen Talley Joins Tidewater Home Funding’s Operations Team

Kristen Talley Joins Tidewater Home Funding’s Operations Team

                  Our team is growing - say hello to Kristin Talley! Kristin joins the Tidewater Home Funding Crew as a Senior Mortgage Loan Closer. Kristin is a dynamic team player with an exquisite eye for detail and passion for helping our neighbors

Sep 06, 2022 |

Buying a Vacation Home: A Quick Guide

Buying a Vacation Home: A Quick Guide

Having a second home for weekend or summer escapes is a priority for many Americans. If you’re interested in buying a vacation home, here’s a quick guide to the essential steps: Determine If You are Buying a Second Home or a Rental Property Many people re

Sep 06, 2022 | Purchasing a Home

Will Getting a Mortgage Help My Credit Score?

Will Getting a Mortgage Help My Credit Score?

While buying a house, your credit score is very important to securing mortgage funding. But what about after you close on the sale? How will a home loan affect your credit? The good news is that in most cases, obtaining and paying a mortgage will actually

Aug 30, 2022 | Credit

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