Throughout the home buying process, you’ll interact with several different housing professionals. You’ll encounter a title agent near the end of the process during closing, but what exactly is a title agent, title insurance, and why do y
Nov 18, 2022 |
Emergency funds are something that many people strive for, but often cannot maintain due to tight budgets or the frequent use of saved funds. According to Dave Ramsey, many families have less than $1,000 saved overall and no money in an
Nov 18, 2022 |
Not all homeownership looks like a single-family home with a white picket fence. There are all sorts of property types to help Americans realize the dream of becoming a homeowner. Condominiums, also known as condos, can be the perfect option for those who
Nov 15, 2022 | Purchasing a Home
Buying a vacation home can be an excellent investment, whether you are planning to use it exclusively as your own private escape or if you plan to rent it out for some extra income, or some combination of the two. However, purchasing a second home is a we
Nov 08, 2022 | Purchasing a Home
The most common home loan, by far, is the 30-year fixed-rate mortgage. It spreads out the principal and interest in an amortized pattern over three decades, allowing for manageable payments. It’s a good solid loan structure beloved by lenders and borrower
Nov 01, 2022 | Purchasing a Home
As a mortgage lender, I am required to examine my client’s entire financial situation, including any debt. Often I see medical collection debt among the items that can hold a person back from obtaining a loan – or a loan with great t
Oct 28, 2022 |
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