Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

20% Down Payment or Mortgage Insurance – What’s Best?

20% Down Payment or Mortgage Insurance – What’s Best?

                When buying a home, many face the pivotal decision of how much to contribute to a down payment. While some strive to save for a 20% down payment, others are exploring homeownership possibilities thro

Oct 22, 2024 |

The Rise of Single Women Homeowners: Tips for Navigating the Journey

The Rise of Single Women Homeowners: Tips for Navigating the Journey

In recent years, there has been a remarkable shift in the demographic makeup of homeowners, with single women emerging as key players in the real estate market. An in-depth analysis of anonymous U.S. household data in 2023 revealed that homeownership rate

Oct 22, 2024 | Purchasing a Home

A Simple Guide to First-Time Homebuyer Programs

A Simple Guide to First-Time Homebuyer Programs

Homeownership is exciting, but the journey can feel overwhelming—especially for first-time buyers. With rising home prices and tighter credit standards, buying your first property may seem out of reach. However, many states offer programs designed t

Oct 15, 2024 | Purchasing a Home

How Does a Reverse Mortgage Work?

How Does a Reverse Mortgage Work?

                As we age and prepare for retirement, financial security becomes a top priority. If you’re 62+ years old, a reverse mortgage may be a solution to explore. Discover how a reverse mortgage works,

Oct 08, 2024 |

How Self-Employed Individuals Can Secure a Mortgage with Confidence

How Self-Employed Individuals Can Secure a Mortgage with Confidence

Becoming a homeowner is a significant goal for many, but the path to homeownership can be more complex for self-employed individuals. The unpredictable nature of self-employment income and the need for extensive documentation can make the mortgage applica

Oct 08, 2024 | Purchasing a Home

Understanding the VA Loan: How Many Times Can You Use It?

Understanding the VA Loan: How Many Times Can You Use It?

Becoming a homeowner is a key part of the American dream, especially for those who have served our country. The VA Loan stands as a valuable benefit for veterans and active service members in their pursuit of homeownership. But a common question often ari

Oct 01, 2024 | VA Loans

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