One of the big questions you’ll have to answer when you are ready to buy a home is what type of mortgage loan to choose. There are plenty of options out there, with conventional and FHA being among the most popular. If you’re unsure which kind is right fo
Aug 25, 2021 |
If you are ready to buy a home, you may have heard your lender throwing around names like Fannie Mae, Freddie Mac, and Ginnie Mae. Who are these people and what do they have to do with your home loan?They are actually not people at all but nicknames for t
Aug 18, 2021 |
Since the COVID-19 pandemic hit, millions of Americans lost jobs and many homeowners have had a hard time keeping up with their mortgage payments.According to the Consumer Financial Protection Bureau, around 3% of all residential mortgage borrowers are no
Aug 11, 2021 |
Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortgage if you have a great credit score; and you'll get a better deal as well. But what if you don’t have a credit score? Is it still possi
Aug 04, 2021 | Credit
When you are trying to buy a house, it is important to protect your credit. That means being extra careful to make all your payments on time and not opening any new credit accounts or loans during the mortgage qualification process. Another very important
Jul 28, 2021 | Purchasing a Home
Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Realtors. That supply is even tighter among the entry-level properties, making it doubly difficult for first-time home buyers to get a fo
Jul 21, 2021 | Purchasing a Home
Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.