Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Jennifer Keenan's Friday FAQs!

It is Friday again!  So here we are - lots of great activity out there.  Good questions this week.  We want to lock our rate, but how do we know which rate is the best option for us?  I will always quote what we term as a par

Sep 25, 2015 |

New FHA Handbook and Rental History

New FHA Handbook and Rental History

All week major news outlets (ex: The Atlantic, Bloomberg, Washington Post) have covered the rental crisis happening in our nation. It’s reported that by 2025, over 13 million people will spend more than 50 percent of their salary on r

Sep 25, 2015 |

CFPB/TRID Changes

CFPB/TRID Changes

Effective October 3, 2015, the CFPB (Consumer Financial Protection Bureau) will be imposing new guidelines called TRID.  At this point, we have all attended many conferences, webinars and Q&A sessions.  As I am sure you have been inunda

Sep 18, 2015 |

Is Debt a Good Thing or a Bad Thing?

Is Debt a Good Thing or a Bad Thing?

I came across an interesting article this week about the downside of debt-free living, an increasingly popular trend among the millennial generation. As I mentioned before, millennials have seen how the recession has impacted their families, friends

Sep 18, 2015 |

Benefits of FHA Streamline Refinance

Benefits of FHA Streamline Refinance

May not require appraisal; in that case, you would use the original purchase price as current value of the home No penalty for being underwater May not require verification of employment, income or credit Requires three month of perfect pay

Sep 16, 2015 |

FREE Lunch & Learn Seminar - Tips For First Time Homebuyers

FREE Lunch & Learn Seminar - Tips For First Time Homebuyers

Sep 15, 2015 |

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