Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

How Will Buying a Vacation Home Affect My Taxes?

How Will Buying a Vacation Home Affect My Taxes?

The vacation home-buying craze spurred by the COVID-19 shutdowns has started to fizzle out, which is great news if you are still in the market for a getaway home. While vacation home sales skyrocketed 17% in 2020 and 33% in 2021, by the middle of 2023 dem

Nov 07, 2023 | Purchasing a Home

HELOC Vs. Home Equity Loan: When Does Each Make Sense?

HELOC Vs. Home Equity Loan: When Does Each Make Sense?

When you own a property, you can encounter a circumstance where you need to use the equity you've accumulated over time. Home equity lines of credit (HELOCs) and home equity loans are two popular ways to access this equity. Both are capable of providing d

Nov 02, 2023 |

Navigating Down Payment Assistance Programs: Boosting Homebuying Affordability

Navigating Down Payment Assistance Programs: Boosting Homebuying Affordability

                  One of the most significant barriers to homeownership for many aspiring homebuyers is accumulating enough savings for a down payment. This initial lump sum, typically a percentage of a home's

Oct 24, 2023 |

Fall Daylight Savings: Keeping Your Home Safe in Dimmer Days

Fall Daylight Savings: Keeping Your Home Safe in Dimmer Days

                    The annual switch to Fall daylight savings not only means adjusting our clocks but also addressing the safety implications of fewer daylight hours. Shorter days can often provide increa

Oct 24, 2023 |

Selling Your Home During the Holidays: Tips to Shine and Succeed

Selling Your Home During the Holidays: Tips to Shine and Succeed

                  While many might believe the holiday season isn't the optimal time to list a home, the festive period presents unique opportunities for sellers. With generally fewer listings on the market, yo

Oct 24, 2023 |

Getting a Mortgage When Relocating: Tips for a Smooth Transition

Getting a Mortgage When Relocating: Tips for a Smooth Transition

                  Relocating to a new city or state is an adventure filled with excitement, anticipation, and, admittedly, a touch of uncertainty. Among the most significant challenges you might face is obtaini

Oct 24, 2023 |

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