Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Mortgage Rates Trend Lower

Mortgage Rates Trend Lower

The weekly averages for 15 year fixed-rate (2.77%), 5 year adjustable-rate (2.63%) and 1 year adjustable-rate (2.53%) mortgages all dropped on the weekly report ending February 7, 2013.  The 30 year fixed-rate mortgage average remained unchanged at 3

Feb 07, 2013 |

One-Time Close & Construction Only Loans

One-Time Close & Construction Only Loans

The ever changing weather conditions of January and February may have you continually moving your thermostat, updating your daily clothes selections, and daydreaming about beautiful spring days in Hampton Roads.  As we approach the end of winter and

Feb 01, 2013 |

"Housing is clearly recovering."

"Housing is clearly recovering.", David Blitzer, Chairman of the Index Committee at S&P Dow Jones Indexes stated earlier today.  According to the S&P/Case Shiller composite index of 20 metropolitan areas, gains of 0.6 percent i

Jan 29, 2013 |

Valuable Information About Reverse Mortgages from NCOA

Valuable Information About Reverse Mortgages from NCOA

 NCOA (National Council on Aging) provides valuable information regarding home equity and reverse mortgages.  The following links will connect you to the NCOA Home Equity page, and the Use Your Home to Stay at Home™ guide.  For additi

Jan 25, 2013 |

Fixed Mortgage Rates Move Slightly Higher, But Still At Record Lows

Fixed Mortgage Rates Move Slightly Higher, But Still At Record Lows

Fixed mortgage rates moved up slightly to 3.42% (30-Yr FRM) according to the Freddie Mac Weekly Primary Mortgage Market Survey.  The 15-Yr FRM moved to 2.71%.  However, these rates remain historically low, and continue to provide a positive envi

Jan 24, 2013 |

Changes are Coming to Reverse Mortgages

Changes are Coming to Reverse Mortgages

By the end of January 2013, the Federal Housing Administration (FHA) will announce changes to its Home Equity Conversion Mortgage (HECM) program.  The changes come on the heels of an audit of the reverse mortgage insurance portfolio that showed a neg

Jan 18, 2013 |

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