Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

HUD Homes - Another Option for Buyers and Investors

HUD Homes - Another Option for Buyers and Investors

In today’s competitive housing market, it is smart to look at all the possible avenues for becoming a homeowner. Especially if you are a first-time buyer or have less-than-perfect credit, it can be difficult to break into the market. One option you could

Oct 11, 2022 | Purchasing a Home

Time to Pull the Trigger?

Time to Pull the Trigger?

                  Observations from D.C.   Time to Pull the Trigger? By Kim Curtis, President & CEO; Tidewater Home Funding, LLC.   Recent CHLA calls have revealed differences of opinion about whether and how CHLA might tee up concerns about the practice

Oct 05, 2022 |

What Tax Deductions are Available to Homeowners?

What Tax Deductions are Available to Homeowners?

If you are interested in becoming a homeowner, you may want to know how buying a home will affect your annual taxes. There used to be a lot of talk about homeownership tax deductions, so will your taxes go down after buying a house? Here’s the scoop: Afte

Oct 04, 2022 | Purchasing a Home

An Excellent Credit Score can Save you Big Money

An Excellent Credit Score can Save you Big Money

As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is one thing home buyers can do to save themselves big time when it comes to mo

Sep 27, 2022 | Credit

Loan Officer Named Virginia Housing 2022 Bronze Top Producing Loan Officer

Loan Officer Named Virginia Housing 2022 Bronze Top Producing Loan Officer

        Senior Mortgage Advisor with Tidewater Home Funding, LLC., Michelle Phillips (NMLS ID #257767), was awarded Virginia Housing’s 2022 Bronze Top Producing Loan Officer designation. This prestigious award recognizes loan officers who help families ob

Sep 26, 2022 |

Don't Let Rates keep you from Buying or Selling

Don't Let Rates keep you from Buying or Selling

It's no secret that mortgage interest rates have risen this year. Rates have risen almost four percentage points in less than a year. That kind of rate increase can be stressful for home buyers? But what about home sellers? How do increasing rates affect

Sep 20, 2022 | Interest Rates

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