Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

The Ultimate Mortgage Pre-Approval Document Checklist

The Ultimate Mortgage Pre-Approval Document Checklist

If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, sellers will take you more seriously if they see you alre

Dec 06, 2022 | Purchasing a Home

Can’t Quite Afford a House Yet? Consider a Co-Borrower

Can’t Quite Afford a House Yet? Consider a Co-Borrower

With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. In fact, since 2020, the percentage of young adult buye

Nov 29, 2022 | Purchasing a Home

Happy Thanksgiving

Happy Thanksgiving

Thanksgiving is a wonderful holiday that gives us the opportunity to express our gratitude to all of our family, friends and clients. All of us at Tidewater Home Funding would like to wish you a Happy Thanksgiving and to let you know how much you mean to

Nov 24, 2022 |

Disputing Your Property Tax Assessment Can Save You Money

Disputing Your Property Tax Assessment Can Save You Money

When you are applying for a home loan, you are generally concentrating on the principal and interest charges that will make up your future mortgage payment. However, there is another cost that may be harder to determine at the outset of your loan: your pr

Nov 22, 2022 |

Emergency Funds for Sustained Wealth

Emergency Funds for Sustained Wealth

                  Emergency funds are something that many people strive for, but often cannot maintain due to tight budgets or the frequent use of saved funds. According to Dave Ramsey, many families have less than $1,000 saved overall and no money in an

Nov 18, 2022 |

Everything You Need to Know About Title Insurance

Everything You Need to Know About Title Insurance

                  Throughout the home buying process, you’ll interact with several different housing professionals. You’ll encounter a title agent near the end of the process during closing, but what exactly is a title agent, title insurance, and why do y

Nov 18, 2022 |

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